About a minute to set up
Your own money and a Schedule C business, in one ledger.
Seven days free on Business, no card. Up to 5 banks during the week, 10 on Business. Then $10 a month to keep it, or stay on Free with one bank.
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$41,642.55
Cash, less the cards, the goals, the bills coming and the tax due.
Personal and business in one ledger, each charge filed to the right books, and the tax set aside as you go.